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Baccarat: Third Card Rules

Player Third Card Rule

Simple Rule:

Player draws a third card if their total is 0-5, stands on 6-7

Player Draws (0-5)

Must take third card

Player Stands (6-7)

No third card

Banker Third Card Rules

Banker rules are more complex and depend on both the Banker's total and the Player's third card (if drawn):

Banker TotalActionCondition
0, 1, 2Always DrawRegardless of Player's third card
3DrawUnless Player's third card is 8
4DrawIf Player's third card is 2, 3, 4, 5, 6, 7
5DrawIf Player's third card is 4, 5, 6, 7
6DrawIf Player's third card is 6, 7
7Always StandNo third card

Interactive Examples

Example 1: Player has 4, Banker has 3

Player draws third card (4 ≤ 5). Banker with 3 draws unless Player's third card is 8.

Example 2: Player has 6, Banker has 5

Player stands (6 ≥ 6). Banker with 5 draws only if Player drew 4, 5, 6, or 7. Since Player didn't draw, Banker stands.